Wednesday, June 26, 2024

When should you purchase Travel Health Insurance?


 

Travel Health Insurance:


While no one plans to be injured or come down with an illness while on a holiday, the truth is that this occurs all of the time.  Throughout my extensive travel, I have both become ill while traveling in Barcelona, as well as experienced a cruise ship I was aboard return to port to save a passengers life.

When should you buy:


Major health insurance carriers will provide at least some coverage related to claims occurring outside of one's home country, but often  there are important gaps, and most of us do not consider these details while planning a trip!  

Everything from the continued variants of Covid, traffic accidents, simple slip and fall injuries, and now extreme weather conditions threaten our health and our travel.   You definitely should consider purchasing Medical Trip Insurance anytime;
  • Pre-existing health conditions
  • Do not have any health insurance
  • Existing health insurance does not cover claims outside of home country
  • Gaps in existing health insurance-  'does not cover medical evacuation'
  • Traveling to known infectious area
  • Involved in higher risk activities; hiking, climbing, etc
  • Exposed to extreme weather conditions

As a Travel Professional I always perform my diligence of offering medical trip insurance to at least those traveling abroad.  Medical evacuation insurance is almost mandatory for any client who either is or could be medically at risk.  


Final Thoughts:


Before booking a cruise, visiting Booking Websites, or making Online Booking Flights, be honest about your health, know and understand your insurance coverage, and know where you are going and what you will be doing.  For pennies on the dollar you can obtain temporary Medical Trip insurance to provide you with life saving or medical transport services.



Are you interested in my other stories?
 See (Cruise Lines)  (Tropical Places)  (Resorts)  or  (All Three)

Adriana Da Silva Travel Advisor Longwood Florida

Ready to book or have a question ?
Call or Text  (407) 432-0673 
Visit: adasilva.dreamvacations   email: adasilva@dreamvacations.com
Full Service | Travel Agent  | Longwood, Fl.


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